Payup
Well-known member
Question for you guys in the US that have gotten your trucks in the last month or so and ones complaining about interest rates. Isn't part of the deal lock in you get when you bought the truck the financing options available when it was purchased? For example, I ordered mine on 1/29/22 and the deal at the time was 0% up to (I think) 36 months and 2.9 for 48 or 3.9 for 60 (I think). My understanding was those rates were supposed to still be available when you get your truck based on the order date. If I have go from paying 0%, to 5% or more, I may tell them to fuck off. The main thing I am worried about is declining trade in value. I should have been able to get 35k for my truck in May, not sure what I can get now, so they need to ship it. I have no problem telling them to keep the truck and ordering again in a few years to avoid getting screwed. I have an 2018 2.7 eco with 24k miles that is paid off, certainly not going to get screwed for no reason when I don't have to.
Ford incentives are locked. Or whatever is better at time of delivery. Private finance rates are not locked and vary daily
Luckily I'm in a position to not need financing so I take as many rebates as possible instead.
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