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riverdave

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Portcallahan

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Wonder if this can stack with the new $1500 RCL Trade-In Assistance Bonus Cash listed under Additional Offers?
 

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UGADawg96

UGADawg96

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After some more thoughts about this offer and being slightly disappointed in the reduction from 72 to 60 mos, since they are offering the $500 bonus cash and if this can be stacked with the previous $1000 custom order offer, then this is actually a better deal. The reason is the loan will be paid quicker, equity will build quicker, and there is an additional $500 savings. Yes, payments will be slightly higher, maybe 100-150/month, but this deal is financially better over the long haul. The only exception would be if you took the $100-150/month and invested it. But I doubt anyone is really splitting hairs that much if they are already investing as it is. Either way, the 0% is what really matters, that's the steal, regardless of how many months it is. And I hate debt, don't really ever borrow for anything due to listening to too many radio shows and podcasts of Dave Ramsey over the last 20 years, yet this would be the only exception for me. Ymmv.
 

Bbass5

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After some more thoughts about this offer and being slightly disappointed in the reduction from 72 to 60 mos, since they are offering the $500 bonus cash and if this can be stacked with the previous $1000 custom order offer, then this is actually a better deal. The reason is the loan will be paid quicker, equity will build quicker, and there is an additional $500 savings. Yes, payments will be slightly higher, maybe 100-150/month, but this deal is financially better over the long haul. The only exception would be if you took the $100-150/month and invested it. But I doubt anyone is really splitting hairs that much if they are already investing as it is. Either way, the 0% is what really matters, that's the steal, regardless of how many months it is. And I hate debt, don't really ever borrow for anything due to listening to too many radio shows and podcasts of Dave Ramsey over the last 20 years, yet this would be the only exception for me. Ymmv.
I agree. I really just wanted the 72 months to have a monthly cushion. My goal was to get the 72 months but pay like it was 60 and have a little breathing room in the budget if an emergency came up. Ultimately it’s not a deal breaker and I’d much rather have the 0% interest at 60 months than a longer loan period with interest (albeit small). Ideally I want to try and pay it off sooner than that.

Personally I think financing for 72+ months is too long. I know trucks certainly last that long, but I’m with you on the Dave Ramsey approach. Shoot, one of the reasons why I’m getting a truck is take advantage of the amazing trade in values now which works in my favor since I own my current vehicle.

Anyway, I know financial strategies and decisions vary by person and it’s whatever you’re comfortable with. Not trying to start a asset structuring debate lol.
 

dpbrown02

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Just picked up my truck yesterday. Got $2850 worth of incentives added combined with 0% for 60 months. I used X-Plan as well. They combined the $500 bonus cash with $1000 custom order, $500 military, $750 x-plan bonus cash, and $100 driver assistance. If they say any of these can’t be done, then push back. The dealer originally wasn’t sure so took some time to look them all up.
 
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UGADawg96

UGADawg96

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Just picked up my truck yesterday. Got $2850 worth of incentives added combined with 0% for 60 months. I used X-Plan as well. They combined the $500 bonus cash with $1000 custom order, $500 military, $750 x-plan bonus cash, and $100 driver assistance. If they say any of these can’t be done, then push back. The dealer originally wasn’t sure so took some time to look them all up.
very nice and thank you for your service!
 

DGretka

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just talked with my dealer and he said i was locked in and protected for the 0% for 72 months ?‍♂
 

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mragadorspartacus

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Everyone talks about a $1000 incentive but I found there was a $1500 order incentive??
 

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mragadorspartacus

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That offer expired on 9/30/21 and it only applied to 2021 in stock.
I think you might be thinking of a different offer. Here is a screenshot of the incentive (I download them to my computer when I see them because they disappear from the Ford site)

Ford F-150 0% APR for 60 mos. + $500 cash through Jan 3 2021-11-06 09_40_55-https___www.f150gen14.com_forum_attachments_2021-ford®-f-150-truck-_-prici
 

JTmass

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I think you might be thinking of a different offer. Here is a screenshot of the incentive (I download them to my computer when I see them because they disappear from the Ford site)

2021-11-06 09_40_55-https___www.f150gen14.com_forum_attachments_2021-ford®-f-150-truck-_-prici...png
Yeah that's the offer I saw. Order placed by 9/30/21, take delivery by 9/30/21. Not sure what I'm missing?
 

mragadorspartacus

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Yeah that's the offer I saw. Order placed by 9/30/21, take delivery by 9/30/21. Not sure what I'm missing?
Right - same question I had! My dealer says I'll be able to use this so crossing fingers... ????
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