HJMACC
Member
- First Name
- HJ
- Joined
- Jan 3, 2024
- Threads
- 0
- Messages
- 13
- Reaction score
- 4
- Location
- Chester County PA
- Vehicles
- 2024 XLT SCrew 3.5 EB, 6.5’bed, Carbonized gray
Thank you. I need years/ not miles. Very helpfulIf you go to Grangers ESP website you will be able to "Get Quote" and you will see a wonderful spreadsheet with with years, miles and deductible costs. This lets you easily compare everything side by side.
You will find that miles (IMO) is a key driver for cost. 8 year and 100K seems to be the sweet spot and adding on over those numbers is where you can start to add some cost. 100k to 125k miles gives a big bump to the cost. However, you want to try to match up your annual miles driven to the ESP so one factor does not "lopside" your ESP. A 10 year 100k ESP for someone that drives 20k a year is totally lopsided and your ESP will expire for the miles long before the years run out.
I went with 10 year 100k and my years will run out long before the miles do. But dropping down the miles from 100k did not offer any real savings for the 10 years, so that is what I went with. I am now driving less than 5k miles a year. I also have a $100 deductible. Good luck with your decision and your truck.
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