Just fyi, your truck does have telematics built in (aka drive safe). And Ford does share our info. The mustang folks are pretty keen on disabling it.I have StateFarm as well. I have the electronic nanny “Drive Safe” thing on my truck and Im saving a ton of money with it. I canceled the Drive Safe for my car because I didn’t need them seeing how I drive it ;-) I was tired of getting bad marks for acceleration, breaking, and turns! It’s amazing that I pay 800+ a year for my car and less than 500 for a truck worth 2x more.
Ford actively shares our info with State Farm, Allstate, Liberty Mutual, etc. They share info LexisNexis. They supposedly work with 95 of the top 100 U.S. auto insurers.
And by share I mean shamelessly sells it.