22 F150 Lariat owner here doing risk management assessment of should I buy the Premium ESP or not? 5K annual mileage driver here use it as grocery getter daily driver only I am retired now. $1210 for 8 yr 60K $0 ded seems pretty reasonable for an additional 5 yrs of factory like coverage but, what are the odds of getting to use it? Google is of no help here finding percentage of users actually using the warranty; so I am asking the owners to weigh in who drive and use our beloved F150's to answer up. If you have it did you ever use it? Or wish you had had bought it?