Low Insurance Quote! *Canadian 🇨🇦*

MidnightM

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J
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2018 F150 SCREW Sport 5.0, 2021 F-150 SCREW Sport
Compared to my 18 sport screw 5.0 my quote for my newly ordered 2021 (same options) yielded a savings of over $400 yearly!!!. (Live in Canada) What gives?!





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Eric

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Eric
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Toronto
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2021 F150 XL STX
Compared to my 18 sport screw 5.0 my quote for my newly ordered 2021 (same options) yielded a savings of over $400 yearly!!!. (Live in Canada) What gives?!
Feels good. I hope I get the same deal. What city/province?
 

Bajou

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Stephan
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Quebec
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'16MKX '18EDGE '19F-150 (Explorer MarkLT and many F150'S)
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Financial advisor, business owner
300 more here ... :( wish i had the better surprise you got
from my 19 lariat to my 21 limited
 

Gman73

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Just got quote from my insurance and it is $312 cheaper for 2021 XLT vs 2018 XLT
 

JGS

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2021 F150 Lariat
mine went up $80 a year from 2019 Lariat to 2021 Lariat, my old company increased my premium on the 2019 on renewal a year and a half ago. I called around and CAA had the best rates, I am not even a member, but worth a call could save you some cash,
 

jiggadog

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F-Series
i'm in Niagara region. my 2017 f-150 was $1000/yr with TD, 2020 f-350 went up to 1,400/yr with TD. got a quote from TD for 2021 F-150 and it was 1,500/yr. was with TD a long time but they obviously didnt want my business. kept the f-350 and went with CAA through a broker. for my f-350 its now 694/yr
 

JGS

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Ontario
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2021 F150 Lariat
Yes the thing of customer loyalty is out the window they could care less. I did get my original quote from CAA through my broker also. I then called CAA directly and it was about another $100 cheaper. You can call them and they will send you everything. When I got my new truck I called and they switch everything over even sent the info to the dealer. My advice drop the broker and you will even save more
 

NoSnow

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Ben
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Northern Alberta
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F150
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Retired
I just got a quote from The personal at $670/yr
Hard to compare insurance but
$1m liability
250 deductible
$100 glass
5 yr replacement
Road side assistance/ rental insurance
 

Jerry Can

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Calgary
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2021 F150 KR Powerboost, 2-tone Rapid Red, 157”
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Fuel Container
I just got a quote from The personal at $670/yr
Hard to compare insurance but
$1m liability
250 deductible
$100 glass
5 yr replacement
Road side assistance/ rental insurance
Did you forget a “1” in front of that $670?
TD quoted me about $1600, and The Personal about $1300 ($2M liability)
 

ivorm

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Nova Scotia
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2016 F150 XLT 302
i'm in Niagara region. my 2017 f-150 was $1000/yr with TD, 2020 f-350 went up to 1,400/yr with TD. got a quote from TD for 2021 F-150 and it was 1,500/yr. was with TD a long time but they obviously didnt want my business. kept the f-350 and went with CAA through a broker. for my f-350 its now 694/yr
I found the TD would just increase my rates every year until I left, they wouldn't give me a break even through I was getting lower quotes from the competition so I left. One agent told me they give you new client discount that gradually reduces over several years, I think it's just to steal business from the competition, not sure if there's any truth to it. Insurance companies seem to use the same business model as cable/internet companies, discounts for new clients and nothing for existing/loyal clients.
 

NoSnow

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Retired
Did you forget a “1” in front of that $670?
TD quoted me about $1600, and The Personal about $1300 ($2M liability)
It was $670
Seems like a good deal but I should qualify that we have another vehicle with them as well as our house. Also, qualify for P.Eng rate so I'm not sure if that helps.
 

Jerry Can

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Location
Calgary
Vehicles
2021 F150 KR Powerboost, 2-tone Rapid Red, 157”
Occupation
Fuel Container
It was $670
Seems like a good deal but I should qualify that we have another vehicle with them as well as our house. Also, qualify for P.Eng rate so I'm not sure if that helps.
That’s pretty darn good. I also have the APEGA discount, but my quote does not include a second vehicle or home insurance discount.

Are you happy with The Personal? I was was with TD MM previously, but am thinking of switching for the savings.
 

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