GABAR
Well-known member
Wow, I learned something new today because I figured any new Ford dealer would also sell the Ford backed ESP.No, no success, they don't sell any Ford plan. And Yes, they do try to add few bucks with their own plan. They sold me (well, it was "already prepared" with the rest of the paperwork) an ESP coverage through EVP something, can't remember the exact name [EDIT: EG Assurance, ETHOS Group), they don't use Ziegler or the other plans. It was ~ $2200 for 6 years/100K and $100 deductible. I took it because it was rolled into my financing and I had 30 days to cancel for full refund.
The Ziegler plan that I bought was cheaper and I got more (8/100K/Zero Deuct/Lights/1st Day Rental).
Now read this: I already cancelled it, a week after taking delivery. What they failed to mention is that while it is fully cancelable within 30 days, if you roll the plan into your finance with Ford Credit, you don't actually get your $2200 (or whatever your cost is) back to your pocket because it is part of the loan. The refund will be applied towards your principal, so say your have 60 months loan, this will actually cut the length of your loan because the loan terms cannot be changed. In my case it cut it from 60 to around 57. Not a big deal, tbh, just annoying that it was not mentioned because I might skip that plan altogether since I had my mind already set on the Ford options anyways.
Very interesting.
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