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Grafx36510

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The guy that everyone b*&%ches to at work...
Lol you know it, love the knife hand move
Just to piggyback off Ell Tee... if you cant manage to get a good rate ~whips out knife hand~ EMI for all. Oh, and stop washing my coffee cup!;)
 

dolsen

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Yes...it's up there and would have been much higher if i had not put some $ down. I will refinance when stuff settles down a little. Also, i got my truck at under invoice so it evened out okay. :D
It’s not for any of us to judge others financial decisions without knowing all of the details of your finances, and you certainly aren’t required or even expected to divulge any of that info to us. So long as you can pay it, who cares how you choose to finance it
 

diambo4life

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It’s not for any of us to judge others financial decisions without knowing all of the details of your finances, and you certainly aren’t required or even expected to divulge any of that info to us. So long as you can pay it, who cares how you choose to finance it
Absolutely.
 

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Grafx36510

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The guy that everyone b*&%ches to at work...
Pretty much signed death warrant right there

41FA16C0-2A44-4B3D-A857-71164DC9DE63.jpeg
Ha! I know it... loved doing it as an E2 and hearing the "who washed out the seasoning?!" To this day, the knife hand comes out when my coffee cup gets moved.
 
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Matt99

Matt99

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It’s not for any of us to judge others financial decisions without knowing all of the details of your finances, and you certainly aren’t required or even expected to divulge any of that info to us. So long as you can pay it, who cares how you choose to finance it
I posted something along the lines of this thread in another forum that I’ve been a member of for over 10y. I think I got around 3-4 replies out of five pages that actually recommended a CFU or bank. Every single other one was either an internet flex or financial advice
 

Grafx36510

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The guy that everyone b*&%ches to at work...
I posted something along the lines of this thread in another forum that I’ve been a member of for over 10y. I think I got around 3-4 replies out of five pages that actually recommended a CFU or bank. Every single other one was either an internet flex or financial advice
Sadly, that’s how these threads turn out. We’re all, in the financial world, subject to different external realities. With that being said, credit unions tend to be the best bet.
 

dolsen

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I posted something along the lines of this thread in another forum that I’ve been a member of for over 10y. I think I got around 3-4 replies out of five pages that actually recommended a CFU or bank. Every single other one was either an internet flex or financial advice
They all gotta see who has the biggest “e-peen” I guess

That’s one of my favorite things about this forum, few people are judgemental and politics aren’t allowed. It’s a great place to be.
 

dirty.hal

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Does anyone know what the December Ford Incentives are? I think my truck is getting delivered this month to Granger and was curious to see what will be available vs when I ordered (September).
 

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powerboatr

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redstone fcu in huntsville alabama at redstone arsenal has gone up 4.99 for 36 month
https://www.redfcu.org/personal/loans/auto-loans/

i have been using them since 2004 . they used to be lowest around and even beat navy federal
i have 2.9 now through FMC . i had 1.9 on the 2021 f250 with truist bank. but when we got the 22 150 they had jumped to 3

RIGHT now on FOrd credit the 1.9 for 60 for 2022 f150 and 2.9 for 2023 f150 for 60 months on the partner website under incentives

ford motor credit last month has been a moving target
they really float rates all over the place
i got a ford pass thing for 1 .9 on F series 60 months
plus another reminder i have a PCO that is unused.
my dealer told me yesterday for a 22 edge is 4 something for 60 months. its actually 3.9 for 36
best advice is SHOP around based on whats best for your current situation and credit rating

credit unions usually have best rates, but i see FMC doing the rate shuffle to get vehicles off the lots, and i laugh....because around here selection on lots is poor
 
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Ryan74

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I posted something along the lines of this thread in another forum that I’ve been a member of for over 10y. I think I got around 3-4 replies out of five pages that actually recommended a CFU or bank. Every single other one was either an internet flex or financial advice
Reddit is the worst about this. They love telling you that if you need to finance you can't afford it. Then they'll question if you really need a truck and say to get a Toyota Camry instead.
 
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Matt99

Matt99

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Reddit is the worst about this. They love telling you that if you need to finance you can't afford it. Then they'll question if you really need a truck and say to get a Toyota Camry instead.
The internet is great…but the amount of multi-millionaires with model wives and 12” gear on some of these forums is amazing
 

powerboatr

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this is NUTS
i did just did search inventory for edge
and did the finance rate window
6.9 for 84 plus 3k cash back
4.9 for 72 and 3k cash back
2.9 for 60 and 3k cash back
1.9 for 48 and 3 k cash back
.9 for 36 and 3k cash back
this was using my x plan partner website

F150 2022s
3.9 for 84
2.9 for 72
1.9 for 60
1.9 for 48
3.9 for 36

1.9 for 60 months is darn good...
 
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Matt99

Matt99

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this is NUTS
i did just did search inventory for edge
and did the finance rate window
6.9 for 84 plus 3k cash back
4.9 for 72 and 3k cash back
2.9 for 60 and 3k cash back
1.9 for 48 and 3 k cash back
.9 for 36 and 3k cash back
this was using my x plan partner website

F150 2022s
3.9 for 84
2.9 for 72
1.9 for 60
1.9 for 48
3.9 for 36

1.9 for 60 months is darn good...
That is good. Too bad they don’t honor that for Raptor, Tremor, etc
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