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Decent APR Banks/Credit Unions

Matt99

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Has anyone run across any decent APR banks or credit unions lately? Ford isn’t extending the current rate to Raptors, Tremors, etc so I’m looking at 5.5% or so locally.

Eglin CFU was 3.99% and the best I’ve seen.

 

Big Cam

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I got 6.49% through a Ford dealer the beginning of October on my 22, 3 days later I refinanced at my local bank I bank with for 5.39%, from the little research I did that was pretty much the going rate. I also did a 7 year loan, just to keep the payment small, I double down on it every month though.
 
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Matt99

Matt99

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I got 6.49% through a Ford dealer the beginning of October on my 22, 3 days later I refinanced at my local bank I bank with for 5.39%, from the little research I did that was pretty much the going rate. I also did a 7 year loan, just to keep the payment small, I double down on it every month though.
I would do 48 or 60 but am seeing 3.99 as the best. I know I saw a 3.5 somewhere recently.
 

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Best of luck, you'll definitely get lower than 5 if you do a shorter term.
 

PBXL

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I just bought a Tesla for my wife and got 2.8% at AdelFi Credit Union for 60 months.
 


Ronin1973

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My local Ford dealership is doing 2.9% for 60...lowest I've seen lately.
 

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2.04% Navy Federal Credit Union... :)
Right now? The lowest I’m seeing advertised is 4.54% for a 36 month loan. If you can find 2.09 I’ll refinance literally right now. I got 4.19% on 72 from navy fed right before this last rate increase
 

imnuts

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With the current Fed rate being ~3.75-4%, you’ll likely have a tough time finding anything lower unless it’sa promotional offer. I checked my credit union and its >5%, another credit union I could join is 4.25% for 60 mo.
 
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Matt99

Matt99

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Gros Ventre

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Right now? The lowest I’m seeing advertised is 4.54% for a 36 month loan. If you can find 2.09 I’ll refinance literally right now. I got 4.19% on 72 from navy fed right before this last rate increase
The way rates are changing... no surprise there. Mine's a few months old...
 
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Matt99

Matt99

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Matt99

Matt99

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Grafx36510

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The guy that everyone b*&%ches to at work...
Didn't say they're offering that now... as the prime rate goes up other interest rates go up. Still I've found the NFCU to be one of the best.
Another vote for NFCU. I got 3.69 for 72 from them.

 

 
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