JohnMcClane
Well-known member
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This thread is going to have a bit of a mashup of stories and information. Hoping for some advice and previous experience sharing.
Let’s start 3 weeks ago. My wife takes her Tesla Model X to get a pedicure. While inside someone does a hit and run on her vehicle. Not a huge dent in the passenger side front bumper, but not small either. Would definitely max the deductible if I claim it. Anyway, sentry mode was active, the catch, since her car has 2.0 hardware and not the 2.5 required for recording, there’s no recording. Of course no cameras on the parking lot and the human trash driving it just took off.
This got me thinking about insurance companies offering discounts for vehicles with active theft/crash recording systems. This would seem like a very lucrative money saver for them, but it appears insurance companies aren’t interested in saving people money (looking at you and your multi million dollar super bowl ads State Farm).
Fast forward to yesterday. I’ve been trying to sell my 2015 F-150. I have an offer in hand from CarMax that isn’t awful, but I know I’ll get more selling private, so I’ll give that a go. Usually I list for 10-15% more than Carmax and accept an offer in between, usually sold before the Carmax offer even expires. Well yesterday I’m trying to get a Carvana quote and it keeps say “1 accident”, despite me selecting “no accidents” multiple times. This is when the discovery was made. CarFax has an accident listed “At Auction: 01/11/2016”
Which is crazy, because the vehicle has had 1 owner (me) since 08/04/2015, so how the hell do they have an accident listed “At Auction” when the truck has never even been to an auction…
I’ve created a “Dispute” with them and been given a reference number and told a “Resolution Manager” would reach out to me. They conveniently don’t have a phone number to call. I’ve read varying reports about how long that can take to fix and was wondering if anyone else has had experience with this? This also got me pondering something else, has my insurance been charging me like the truck/myself have been in an accident since then?
Wanting to protect my 22, has anyone had the Ford dash cam installed and would they recommend?
Let’s start 3 weeks ago. My wife takes her Tesla Model X to get a pedicure. While inside someone does a hit and run on her vehicle. Not a huge dent in the passenger side front bumper, but not small either. Would definitely max the deductible if I claim it. Anyway, sentry mode was active, the catch, since her car has 2.0 hardware and not the 2.5 required for recording, there’s no recording. Of course no cameras on the parking lot and the human trash driving it just took off.
This got me thinking about insurance companies offering discounts for vehicles with active theft/crash recording systems. This would seem like a very lucrative money saver for them, but it appears insurance companies aren’t interested in saving people money (looking at you and your multi million dollar super bowl ads State Farm).
Fast forward to yesterday. I’ve been trying to sell my 2015 F-150. I have an offer in hand from CarMax that isn’t awful, but I know I’ll get more selling private, so I’ll give that a go. Usually I list for 10-15% more than Carmax and accept an offer in between, usually sold before the Carmax offer even expires. Well yesterday I’m trying to get a Carvana quote and it keeps say “1 accident”, despite me selecting “no accidents” multiple times. This is when the discovery was made. CarFax has an accident listed “At Auction: 01/11/2016”
Which is crazy, because the vehicle has had 1 owner (me) since 08/04/2015, so how the hell do they have an accident listed “At Auction” when the truck has never even been to an auction…
I’ve created a “Dispute” with them and been given a reference number and told a “Resolution Manager” would reach out to me. They conveniently don’t have a phone number to call. I’ve read varying reports about how long that can take to fix and was wondering if anyone else has had experience with this? This also got me pondering something else, has my insurance been charging me like the truck/myself have been in an accident since then?
Wanting to protect my 22, has anyone had the Ford dash cam installed and would they recommend?
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