currybob
Well-known member
- First Name
- Bob
- Joined
- Aug 6, 2020
- Threads
- 69
- Messages
- 2,159
- Reaction score
- 2,463
- Location
- Alexandria Alabama
- Vehicles
- 2021KRF150 PB; 2023 LexusRX350Hy; 2023 Mini Cooper
- Occupation
- Retired Physicist from federal government; Army Veteran
They gave me 2.9% and my credit score was also well over 800 but I did not intend to finance anything, only did it to get the rebate. Paid it off now and have title in hand. I think it may vary regional or something for I agree, makes no since some of the rates I had been hearing about from folks with high credit scores.Neither does GM or Ram, all 3 are selling what they want due to shutdowns and chip shortages. Yet the two mentioned above seem more willing to negotiate. I’m not certain that a lot of folks here didn’t just accept what they were told when the finance guy said we can only do 6%. I’ve never paid over 2.9% on a vehicle financing through the manufacturer, and that includes my first new vehicle purchase as a 22 year old with not much credit.
If I get up and walk out at a 2.9% offer I’d put money on getting called back in before I make the parking lot with a lower rate offered.
Norris is right, dealer would just have to find another financial company to go with but then you loose out on the rebate. Get what you can and then re-finance, nothing to it these days and it is easy and then walk away with the rebate.
About a month ago the average length of time the F150s were on the lot before they sold was 6 days. Car lots have trucks but they are also selling as fast as they arrive. Look at how long some of these members have been waiting on pre-sold unites.
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