2021 F-150 insurance costs

[DannyboyUpstate]

I thought I saw someone posting asking about insurance cost differences. I just want to post mine up if anyone is curious. I'm coming from a 2016 F150 5.0L XLT to a 2021 F150 Powerboost XLT. I also live in Upstate, New York in a relatively urban zip code, am married and own my house, good credit etc, for whatever that's worth.

Bodily Injury & Property Damage Liability went from $203 on the 2016 DOWN to $187 on the 2021.
Uninsured Motorist & Supplementary Uninsured/Underinsured Motorist stayed the same at $10
Personal Injury Protection went DOWN from $28 on the 2016 to $26 on the 2021
Optional Basic Economic Loss stayed the same at $5
Medical Payments stayed the same at $10
Comprehensive went from $91 on the 2016 to $103 on the 2021.
Collision went from $164 on the 2015 to $197 on the 2021.
Rental Reimbursement went from $21 on the 2016 to $30 on the 2021 but coverage went from $40/day to $50/day
Roadside Assistance stayed the same at $5


Bottom line: So my total 6-month premium for my 2016 F150 was $532 and the on the 2021 was $568. An increase of 6.7%.

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[unixadm]

My Geico premium dropped about $80 every six months from my 2018 F150 FX4. I wasn’t going to ask questions. ?

 

[Predator]

My insurance went down 120 bucks over a year from a 2018 f150

 

[Bryan Simon]

Mine went up.
but to be fair, dropping a 15 yo Ranger to add the new one was no comparison.
I have 4 cars on my regular policy, and two on the classic policy

 

[Agashi25]

Geico full coverage is like 470/6mo

 

[Gman73]

Just got quote from my insurance and it is $312 cheaper for 2021 XLT vs 2018 XLT

 

[MidnightM]

I saved over $400 a year from my 2018 to my 2021 (located in Ontario, Canada so loonies and toonies up here boys)

 

[maecomotorsport]

I saved over $400 a year from my 2018 to my 2021 (located in Ontario, Canada so loonies and toonies up here boys)
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[maecomotorsport]

6 month cost of $366 with State Farm in Oregon on a Limited.

 

[jjblas]

6 month cost of $366 with State Farm in Oregon on a Limited.

Your cost is about 1/2 the cost for a Platinum with State Farm in Sacramento (over $600 for 6 months).

 

[Mrtosh]

Mine went down about $252 a year vs my 2018 F150 Lariat.

 

[Jim Bandy]

My insurance - deals most likely will use the senior citizen shaft - I expect to pay more from my 2016. Ya know the deal on insurance. At, 16 (it really sucks); 18 (suck is not as hard), 21 + and married finally get some relieve - then have kids that are driving suck goes back up, kids leave the house - suck factor is reduce for awhile cause a few yrs later your a senior citizen - then suck factor is back on your back. I called it the insurance companies prorated bend over effect.

 

[cfg]

Your cost is about 1/2 the cost for a Platinum with State Farm in Sacramento (over $600 for 6 months).

What are your deductibles? This seems extremely inexpensive compared to what we're paying in SD?

 

[WoodstockC]

Rates depend on the state. I'm going from a GMC to the new F150. My rates will drop about 120 a year. I asked the insurance agent why and they told me that new vehicles have many for safety and collision avoidance devices meaning fewer accidents.

 

[jjblas]

What are your deductibles? This seems extremely inexpensive compared to what we're paying in SD?

So personal injury is $250k/500k, property damage $100k with $250 deductible comprehensive and $1000 deductible collision for about $1350/yr.

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